Credit Point (CP) Payment Rules
Services available on this platform are billed using Platform Credit Points (CP). Each service consumes Credit Points according to its published pricing. Service-specific Credit Point rates may change with or without prior notice due to infrastructure costs, third-party service costs, market conditions, or other business reasons.
Payment Methods: Our platform integrates various payment methods such as Merchant of Record (MoR), payment gateways, and bank transfers. Each payment method may carry separate transaction fees, refund policies, billing frameworks, and taxation rules depending on your location.
Paddle MoR (Merchant of Record) (Merchant of Record)
- Supported Customers: Global (as per MoR servicing)
- Default Currency: USD
- Minimum Purchase: 1000 CP (multiples of 100CP)
Base Pricing Formula:
Base Rate: 1 CP = 1.15 US cents
Transaction Charge = Base Value × 10%
Final Price = Base Value + Transaction Charges
Pricing Examples (Excluding Tax)
| CP | Base Value (USD) | Txn Charge (USD) | Total (USD) |
|---|---|---|---|
| 1000 | $11.50 | $1.15 | $12.65 |
| 2500 | $28.75 | $2.88 | $31.63 |
| 5000 | $57.50 | $5.75 | $63.25 |
| 10000 | $115.00 | $11.50 | $126.50 |
| 25000 | $287.50 | $28.75 | $316.25 |
Prices are shown excluding applicable taxes. Taxes may be added at checkout based on your billing country, customer type (B2B/B2C), and applicable tax laws. Paddle is responsible for issuing invoices.
Cashfree Payments (Payment Gateway)
- Supported Customers: India (Global if configured & supported)
- Default Currency: INR
- Minimum Purchase: 500 CP (multiples of100 CP)
Base Pricing Formula:
Base Rate: 1 CP = 1.15 INR
Final Price = Base Rate (No extra transaction charge)
Pricing Examples (Excluding Tax)
| CP | Base Value (INR) | Total (INR) |
|---|---|---|
| 500 | ₹575.00 | ₹575.00 |
| 1000 | ₹1150.00 | ₹1150.00 |
| 2500 | ₹2875.00 | ₹2875.00 |
| 5000 | ₹5750.00 | ₹5750.00 |
GST invoices are issued in accordance with Indian GST laws. For purchases outside India, please use the MoR (Paddle) method.
Purchase Methods Available
- 1. One-Time Purchase: Buy Credit Points on-demand whenever required.
- 2. Monthly Subscription: Automatically receive a scheduled allotment of points each month.
- 3. Automatic Recharge (Auto Pay): Restock points automatically when your balance drops below a threshold you define.
Consumption & Validity Rules
- Validity Period: Credit Points are valid for 180days from the date of purchase. Refund eligibility is restricted to the first30 days.
- FIFO Consumption (First In, First Out): The system automatically consumes your oldest active purchased Credit Points first.
- The selected payment provider may perform additional verification before completing a transaction.
Refund & Cancellation Policies
Paddle MoR Refunds
- Submit within 30 days of the purchase date.
- Unused balance must be greater than 500 CP.
- Eligible requests will be forwarded directly to Paddle for processing.
Cashfree Refunds
- Submit within 30 days of the purchase date.
- Unused balance must be greater than 200 CP.
- Processing charges retained by payment gateway are generally non-refundable.
Bonus & Promotional Credit Points
Promotional or bonus Credit Points carry no cash value and are strictly non-refundable. If a qualifying purchase is refunded, associated bonus points will be automatically cancelled.