Credit Point (CP) Payment Rules

Services available on this platform are billed using Platform Credit Points (CP). Each service consumes Credit Points according to its published pricing. Service-specific Credit Point rates may change with or without prior notice due to infrastructure costs, third-party service costs, market conditions, or other business reasons.

Payment Methods: Our platform integrates various payment methods such as Merchant of Record (MoR), payment gateways, and bank transfers. Each payment method may carry separate transaction fees, refund policies, billing frameworks, and taxation rules depending on your location.

Paddle MoR (Merchant of Record)

Supported CustomersGlobal (as per MoR servicing)
Default CurrencyUSD
Minimum Purchase1000 CP (multiples of 100 CP)

Base Pricing Formula:

Base Rate: 1 CP = 1.15 US cents

Transaction Charge = Base Value × 10%

Final Price = Base Value + Transaction Charges

Pricing Examples (Excluding Tax)

CPBase Value (USD)Txn Charge (USD)Total (USD)
1000$11.50$1.15$12.65
2500$28.75$2.88$31.63
5000$57.50$5.75$63.25
10000$115.00$11.50$126.50
25000$287.50$28.75$316.25

Billing & Invoicing

Prices are shown excluding applicable taxes. Taxes may be added at checkout based on your billing country, customer type (B2B/B2C), and applicable tax laws. Paddle is responsible for issuing invoices.

Cashfree Payments (Payment Gateway)

Supported CustomersIndia (Global if configured & supported)
Default CurrencyINR
Minimum Purchase500 CP (multiples of 100 CP)

Base Pricing Formula:

Base Rate: 1 CP = 1.15 INR

Final Price = Base Rate (No extra transaction charge)

Pricing Examples (Excluding Tax)

CPBase Value (INR)Total (INR)
500₹575.00₹575.00
1000₹1150.00₹1150.00
2500₹2875.00₹2875.00
5000₹5750.00₹5750.00

Billing & Invoicing

GST invoices are issued in accordance with Indian GST laws. For purchases outside India, please use the MoR (Paddle) method.

General Platform Policies

The following rules apply universally across all payment channels on our platform.

Purchase Methods Available

  • 1. One-Time Purchase: Buy Credit Points on-demand whenever required.
  • 2. Monthly Subscription: Automatically receive a scheduled allotment of points each month.
  • 3. Automatic Recharge (Auto Pay): Restock points automatically when your balance drops below a threshold you define.

Consumption & Validity Rules

  • Validity Period: Credit Points are valid for 180 days from the date of purchase. Refund eligibility is restricted to the first 30 days.
  • FIFO Consumption (First In, First Out): The system automatically consumes your oldest active purchased Credit Points first.
  • The selected payment provider may perform additional verification before completing a transaction.

Refund & Cancellation Policies

Paddle MoR Refunds

  • Submit within 30 days of the purchase date.
  • Unused balance must be greater than 500 CP.
  • Eligible requests will be forwarded directly to Paddle for processing.

Cashfree Refunds

  • Submit within 30 days of the purchase date.
  • Unused balance must be greater than 200 CP.
  • Processing charges retained by payment gateway are generally non-refundable.

Bonus & Promotional Credit Points

Promotional or bonus Credit Points carry no cash value and are strictly non-refundable. If a qualifying purchase is refunded, associated bonus points will be automatically cancelled.